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Benchmark Report for XYZ Co‑op

Compare our sample co‑op to other co‑ops in predefined peer groups. These results are for an Ontario co‑op with 100 suburban units. Log in now to see the actual results for your own co‑op.

Liquidity Ratio

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The Liquidity Ratio measures how much money your co‑op has available to cover its major bills. It compares your co‑op's non-negotiable expenses each month (mortgage, taxes, and utilities) to the money readily available to your co‑op in cash and investments. If you have more than five months' expenses on hand, the Agency rates your liquidity as Good, and more than eight months' expenses as Excellent.

Compared to:   All Agency co‑opsCo‑ops in your provinceCo‑ops in your city

Scoring System

See your co‑op’s performance on a scale of one to four houses:

• Four houses (a home run!) puts the co‑op in the top 15% of its peers
• Three and two houses represent middle-of-the-road performance, a bit better (3 houses) or a bit worse (2 houses)
• One house puts the co‑op in the bottom 15%

The vertical lines on each of the bars (the years) divide the four levels. Good performance is seen by appearing on the right-hand side of the scale.

Where Do these Numbers Come From?

The liquidity ratio and its rating (Excellent, Good, Fair or Poor) are used in assessing the composite risk rating for Agency clients and are shown in the Risk Assessment Report that the Agency sends to each c- op after reviewing its Annual Information Return. It is calculated from the information co‑ops report to the Agency on their Annual Information Returns.